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What is Due Diligence in Risk Management

A successful due diligence process helps cover you and your company’s nether regions in the event of unethical activity. You don’t want to find yourself in an unethical situation. You can go to jail. You can be fined. You will become a hashtag. Cats will mock you. Lots of stuff can happen. Due diligence helps you avoid all that risk because due diligence helps you manage risk. So be risky, but be manageable.

The Thing About Ethics

Ethics and morals are subjective. The law is pretty clear. For example, an organization that contracts with a third party is responsible for knowing everything about the third party’s dealings in order to avoid any overlap between third party interests and the organization’s interests. Investigating overlap avoids a potential conflict of interest.

Conflicts of Interest

A pretty famous conflict of interest is when someone knows when a stock is going to drop and then tells all their friends to sell before the price drops. That’s insider trading. That’s not fair. How does something like this happen?

Exhibit A

Say Wanda works at a large box store. Wanda’s friend Lynn wants to buy some red cups for her son’s wedding reception. Wanda tells Lynn to wait and to buy those cups next week. Next week those very same red cups are selling at two-for-one prices. That’s right. Wanda just did something unethical.

Wanda’s tip conflicted with the box store’s mission to make money. Did Wanda steal from the box store? No. Did Wanda make any money off of Lynn? No. But something unethical just happened and if anyone looked into it Wanda could end up crying into some red cups at the after-party.

Managing Wanda

Wanda’s risk in this instance was pretty low. But here’s the twist: Wanda’s supervisor is responsible for MANAGING the risk that is Wanda. While Wanda might lack some ethical characteristics, Wanda’s superior must adhere to the characteristics of diligence in order to prevent or mitigate Wanda.

Characteristics of Diligence

First, Wanda’s supervisor Beth must assess the situation before anything risky occurs. This is the prioritization and planning side of due diligence. Beth needs to consider:

  • If someone in Wanda’s position needs to know future sales information. Beth must perform her due diligence and ensure that Wanda and her peers cannot access this kind of information.
  • Beth must consider other information Wanda can access. Beth conducts an audit. She finds out that Wanda has access to other employees’ contact information and has been giving it out to their ex-significant others. Beyond firing Wanda, Beth must now perform due diligence and take the steps needed to ensure the privacy of employee data.

Now that Beth has an understanding of the processes at work, she must find out what the legal mandates are for privacy protection and pricing information. She will then adhere to established regulatory protocols and ensure that those protocols are being followed.

Beth must follow these steps and document the ones that she has taken. This covers Beth’s nether regions because the documentation shows that she has made a reasonable attempt to fix data breaches and to protect product pricing information.

Wanda has been managed. Even better, Beth’s due diligence process has reduced the risk potential of future Wandas.
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Why Visit an Emergency Dentist in El Paso, TX

There are some instances when you can’t want for dental care. If you lose a tooth, if you’re dealing with extreme pain, or if other emergencies occur, an emergency dentist in El Paso, TX can help. There are several reasons or instances in which you wouldn’t want to wait to have dental care or treatment performed. When this is the case, you’ll want to visit the top emergency office, to ensure you’re going to receive the highest standard of care, and to ensure you are going to be seen by the top dental professionals who perform emergency dental work for patients in El Paso, TX.

When To visit Emergency Dentists

Not all cases are alike; when you need to go to an emergency dentist in El Paso, TX, you’ll want to choose the best office. But, what are some of the instances in which you would want to seek out medical and emergency care? Some of the instances when you should not wait and should go to an office immediately for care are

  • If you lose a tooth or chip a large portion of a tooth
  • If a crown or filling falls out
  • If you’re in severe pain and can’t bear waiting
  • If you have major swelling or dental issues which occur over a weekend (or after hours)

Basically, in instances when you are not able to see your dentist immediately, or if some form of medical or dental emergency comes up over a long holiday, the weekend, or when offices aren’t opened, you need to go to the right dental office or clinic immediately.

Who to Visit for care

Just as important as going to an emergency dentist in a timely fashion is choosing the right office. When you’re searching for an emergency dentist in El Paso, TX, you should choose offices with great reviews. You’ll also want to go to an office that specializes in emergency dental work. And, the dentist should be experienced in the type of care or dental emergency that you need them to do work on, to ensure they are going to offer the highest standard of care to you as a patient.

When you’re in pain, or if you have a dental emergency that simply can’t wait until your dentist office is open during the normal business hours, these are some instances in which you’ll seek out a local emergency dentist in El Paso, TX for immediate care.… Read the rest

Why Employee Background Checks Are Necessary

No one would like to put their business at risk because of poor employment screening.

Good resumes or a good character?

This has been an argument between hiring consultants over the years. The trend of selecting employees for hire seems to also change over time. A series of battery tests no longer focuses on IQ testing only but also attitude and character towards work.

An employee verification check is time-consuming but it will pay off in the future because bad hires will be one of the most expensive mistakes you can ever have that cripples your business.

A thorough employee check is your best defense against making bad hiring decisions.

What are the types of employees that we should be very cautious of?

The Ill-Equipped

Tried to fish but ended up getting a rotten catch?

Poorly prepared employees seem to come in like a chain reaction. Before you know it, ill-equipped employees really add up to a lot of damage to your company. These employees will lack productivity. You’ll give them compensation more than what they can give back to the success of your company. And remember that doing a good job is, of course, their job. If they can’t keep up with what is expected of them, your company will always be on the losing end.

These types often sit all day staring at their PC’s as if nothing is on a rush. They take their time to do what they want to finish for the day but always have time for a cup of coffee.

The Pretender

We have no extensive database for criminal records, nor can we easily verify the impostor trying to change all the information they put on paper.

Once easily spotted, these employees should not get an option to come into your company because you don’t always have control over your company’s reputation. These types will lie for their own personal gain and surely will make use of company resources for their own benefit.

Employee History May Repeat Itself

This type of employee with reported sanctions and a history of bad rapport at their previous companies will of course never reflect that in their resumes. That is why an employee verification check is important for you to know their tendencies. Do they have a record of dishonesty? Insubordination? You want to consider these things because these employees may be jumping from one company to another with the same type of work habits.

On a final note, an employee verification check is a relatively inexpensive way to make sure that you make the right decisions for the success of your business.

We don’t need employees who are productivity predators because they create more damage than we can think of. Of course, there are risks your company cannot afford to take. So better not take your chance or you’ll wake up in your own nightmare.
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Know Your Options – Permanent Non Surgical Rhinoplasty

A rhinoplasty procedure is a complicated one; in fact, any procedure where you go under the knife, you are putting yourself in certain peril. The option to undergo permanent non surgical rhinoplasty is one which many patients aren’t familiar with. However, if it is done by the right professional, not only is it permanent, the results are going to look just as good, and you are not going to have to go through the difficult surgery and recovery. So, how does this work and is it right for you?

Is a non surgical solution for you? 

First and foremost, you’ll have to determine if permanent non surgical rhinoplasty is the solution for you. With Robert Kotler MD, you’ll discuss the options available to you, in the form of fillers. Today, the advancements in fillers and liquid solutions are so much better than they were in years past. Therefore, you’ll see long-lasting results, even if you don’t have a surgical procedure performed. Dr. Kotler will review your medical history, help you understand how the procedure works, and inform you of whether or not you are a good candidate for this non surgical nose job.

Fewer complications and risk 

One of the primary benefits of a non surgical solution is that there aren’t many risks or complications. When you undergo surgery, even the top surgeons will warn you there’s a risk for something to go wrong. When you have fillers and liquid solutions injected, the complications are few and far between. Additionally, there is virtually no downtime. In many cases, you can get back to work the same day and you are only going to see a small amount of puffiness, redness, or irritation where the fillers are injected. So, you don’t have the pain and downtime that surgery brings, plus you’re going to see instant results with the non surgical nose job. 

If you are considering fixing your nose, whether it is for cosmetic or health reasons (hard time breathing), there is more than one solution available to you today. You don’t have to undergo a complicated rhinoplasty which is not only costly, but comes with inherent dangers which present themselves the moment you step into a surgical facility. If you are interested in a non surgical solution that will show great improvements immediately after you have the work done, you will find permanent non surgical rhinoplasty is a great option for you to consider.… Read the rest

How to Narrow Down Your Hearing Aid Choice

Hearing loss is something most people fear but if diagnosed, you do need to choose the right type of hearing aid.

There are many types of hearing aids to choose from, so how do you know which is best for you? Before you can find the right hearing aid, there are a few things you need to consider first.

Read on to learn how to choose the right type of hearing aid:

What are hearing aids and how do they work?

Before we get into how to find the right hearing aid, it’s important that you know what they are and how they work. Basically, hearing aids use multiple components to carry sounds from the surrounding environment to make them louder. Many hearing aids these days are digital and are powered by a small battery.

The microphones within the hearing aids collect sounds from the surrounding area. Then, a computer chip along with an amplifier turns the sound into a digital code. The code is then analyzed and adjusted based on the level of your hearing loss. The modified signals are then turned back into sound and finally sent to your ears through the speakers.

Styles of Hearing Aids

Hearing aids may accomplish the same thing, but they come in many different styles, sizes, and prices. In addition, the features also vary on the type of hearing aid you have. Many designers of hearing aids are constantly constructing ones that are barely noticeable. While this may help to your build confidence, smaller hearing aids may not provide you with the improved hearing you’re looking for.

Below are some of the most common hearing aid styles:

  • Completely-in-the-canal (CIC) – CIC hearing aids are designed to fit right into your ear canal. They’re mostly for people who suffer from mild to moderate hearing loss. They are the smallest and least noticeable and don’t pick up wind noise. However, the speaker is more susceptible to earwax clogging and doesn’t have any extra features such as volume control.
  • In-the-canal (ITC) – ITC hearing aids are very similar to CIC hearing aids with a few differences. For starters, they don’t completely go into the ear canal but are still hardly noticeable. They are also susceptible to earwax clogging. However, unlike CIC hearing aids, ITC’s come with extra features, but they might be difficult to use due to its small size.
  • In-the-ear (ITE) – ITE hearing aids come in two different forms; A full shell, which fills a majority of the bowl-shaped area of the outer ear and a half shell, which only fills the lower section.

    These hearing aids can help people who suffer from mild to severe hearing loss. ITEs come with features like volume control, a larger battery and is easier to tinker with.
  • Behind-the-ear (BTE) – A BTE hearing aid is a bit different from other hearing aids. BTE hearing aids don’t go directly in your ear. Instead, you hook it over the top of your ear where it rests behind it. A small tube connects the hearing aid to a custom-designed earpiece known as an earmold that goes into the ear canal.

    This type of hearing aid works for almost everybody and can help with all forms of hearing loss. Due to its size, it’s easier to amplify and adjust the volume, but it’s more susceptible to picking up wind noise.

As you can see, there is a wide variety of hearing aids to choose from. But how do you know which is right for you? Only you and your ENT can answer that question, but it mostly comes to … Read the rest

Benefits Of Cremation You May Not Know

Cremation is increasingly becoming popular nowadays. The reason Is that cremation offers many benefits to the grieved families than a traditional funeral. Many people are now opting for cremation services over normal burials. While it was considered a taboo in the past, its benefits override such thoughts. 

That said, the guide below seeks to explain why cremation is becoming popular. 

Saves Money

In most states, a standard burial costs between $5000 and $30000 depending on the model of funeral you choose. This includes buying a casket, church services, plot for burial ad more. On the other hand, cremation services cost less than $3000. If cremation is conducted quickly, you won’t have to perform embalming for the dead. At the end of the day, you will have saved a lot of money by using cremation. 

More flexibility

Most people are unaware that performing cremation still allows one to conduct a normal funeral service. In most cases, funerals are conducted by a professional funeral director. This is the person in charge of all plans concerning cremation or funeral services. 

Depending on what you choose, you can still have cremation then bury the remains later. Funeral services also offer cremation. You can rent a casket and later have the deceased cremated without a casket. That way, you can honor your loved one in a sacred setting while saving a great deal of money on funeral expenses.

Environmentally friendly

Traditional burials require a large space to lay the deceased. Also, you must get a casket that is usually made from timber. On the other hand, cremation takes less space to bury your loved ones. There is no need to rent a cemetery as you can keep the remains in a cremation urn. You can as well have the remains scattered somewhere or in the ocean. In some countries, the remains are turned into jewelry. 

Cremation services are becoming more popular worldwide. Due to harsh economic conditions, people are realizing how much cremation can save them a lot of money. Also, it only takes a few hours to cremate a body thus saving time.

Cremation with services

There are two options when it comes to cremation. You can either conduct a direct cremation or choose cremation services. Cremation services allow family members to conduct a memorial service as they bid a farewell to the deceased. This allows family members and close friends to commemorate and celebrate the lives of their loved ones.… Read the rest

What Look to Pair With Your Liquid Lipstick

Every makeup artist knows which lip colors go with which outfits. Unfortunately, for you, you’re not a makeup artist. You don’t know what goes with what. You’re probably figuring out what to wear with your matte lipstick set, like the ones from Dose of Colors. Here’s the right way to wear liquid lipstick in the summertime without looking like an anime character. Plus, you’ll learn which color combinations you can wear now into the fall.

1. Keep the Rest of Your Look Simple

Liquid lipstick is something that’s not for the faint of heart. It has a deep pigment that appears like a shiny gloss. They also come in a wide array of bold and bright colors, which brings the focus to your lips. The key to wearing liquid lipstick is to keep the rest of your look simple.

For example, wear fuschia with a navy blue turtleneck sweater. Or, you can wear a coral lip shade with a classic camel trench coat. You want to make sure that your lips are the main focal point. If you want to transition from spring to summer, then you should keep the rest of your makeup and outfit simple. The last thing you need is to have bold prints and a statement necklace clashing with your neon lipstick.

Using less color on your eyes and allowing your natural beauty to shine through without the use of contouring will make your liquid lipstick appropriate for the summertime.

2. Wear a Neutral-Colored Outfit

If all else fails, then opt for a neutral-colored outfit. While most people turn to bold colors, jeweled tones, and neon colors, there’s nothing like wearing olive green or dark brown. The great thing about neutral colors is that they complement just about any skin tone. If you decide to wear a bold liquid lipstick, then you should wear an outfit with neutral tones and textured fabrics. This allows your lipstick to elevate an otherwise boring and basic look.

3. Silver Lipstick With White

You can’t go wrong with a silver liquid lipstick that gives you a high-polish shine. It’s the perfect look for music festivals, outdoor concerts, and raves. Best of all, this futuristic color will feel light and smooth on your lips. Metallic gloss lipstick is in this summer, even for brides.

When worn with white lace, your metallic makeup will look romantic rather than disco-ish. Just add a little bit shimmer to the areas of your face where light is reflected. Or, you can become a disco ball if you want to. After all, it’s your summer. Do what you want.

4. Maroon With Yellow

Mustard yellow is one of the most universally flattering colors in the world. When paired with a maroon lip, you’ll bring out the boldness of your outfit. You’ll find that maroon and yellow is an unexpected and luxurious color combination. It’ll bring warmth to your face and skin tone.

This color combination is best for those with yellow undertones. Don’t know if you have warm undertones? Do the T-Shirt test by holding up a white T-shirt next to your face and looking in the mirror. Notice if you see more blues and pinks or if you have more golds and green tones, which means you have yellow undertones.

5. Burgundy Lipstick With Black

Burgundy liquid lipstick is a hot color — especially on the hottest days of the year. This season’s trend is best paired with black. This will give you the much-needed edge that you’ve been looking for. Even better, you can wear burgundy and black together to channel your inner … Read the rest

Guide to Selecting the Right Eye Care Doctor

Few things are more debilitating than loss of effective vision, and eye care should be one of your greatest priorities. Although you can now buy glasses or find eye exams at a wide variety of locations, it’s just as important as ever to seek out skilled and experienced optometrists who can promise you the attention and expertise that you deserve. If you’re looking for such a destination, look no further than Meadows Eye Care, which offers premium and personal service to fit your needs and exceed your expectations.

Like so many fields of medical and scientific study, optometry is constantly undergoing new innovations and developments. However, many options for eye care continue to use technology and methodology that’s been outdated for years, potentially costing your money, time, or even the potential for effective treatment. At Meadows Eye Care, our doctors stay up to date on innovation in the field, and our equipment ranks among the best in the business. By staying at the forefront of what the industry can offer, we deliver an experience that refuses to cut any corners at your unfortunate expense.

Although many people only think to visit an eye doctor when they’ve experienced significant loss in vision, you should consider visiting an optometrist even without severe symptoms. Whether you’ve been wearing glasses or contacts your whole life or have never received a prescription since the day you were born, checking up on eye health is the best way to make sure that your eyes don’t suffer needless irreparable damage. The convenient office hours offered by Meadows Eye Care ensure that you can find a time to come in for a check-up or prescription update that won’t wreck your schedule or cause you undue inconvenience.

In-house options for contacts and glasses from leading brands and technologies make Meadows Eye Care a one-stop-shop when you’re in need of new corrective lenses. You can receive a prescription from our leading optometrists and immediately apply it to a purchase of high-quality contacts or glasses at affordable prices. Whether you’re looking for a budget pair of frames for reading at night or industry-leading technology and quality that transform your vision and exude style, you won’t have to leave or doors disappointed.

Whether you know exactly what you need, Don’t hesitate to contact Meadows Eye Care today to speak with our professionals and find out what we can offer. Clear vision and sunny skies are just a trip to the optometrist away!… Read the rest

How To Make Soup From Left-Overs

Anyone who has been to the supermarket lately knows all too well that food prices are on the rise. The only thing worse than the sticker shock you experience at checkout is the stab of remorse you feel when throwing out left-over vegetables. Do your budget and your family a favor by putting those refrigerator hold-outs to good use in a big pot of pressure cooker extra vegetable soup.

When you hear the phrase “pressure cooker”, do your thoughts automatically harken back to the hissing, steaming monstrosity in your grandmother’s kitchen that used to terrify you as a child? Are you worried about getting burned by billows of steam? It’s time to give the pressure cooker another look.

The reason is that today’s models have come a long way since those of decades past. In modern versions, safety features ensure that the unit remains locked until the steam is released either manually or naturally. As a result, you can enjoy the many logistical and nutritional benefits of the pressure cooker without needing to be unnecessarily worried about accidents.

Cooking in this way enables you to prepare foods efficiently as well as much faster than you would by other means. A minimum of liquid is needed in this closed environment, and the food is done much sooner, enabling the vitamins and minerals to remain. You also save energy, keep your kitchen cooler and are able to use your stovetop or oven for other things.

As the temperatures drop and you crave warm and comforting dishes, your pressure cooker truly can come in handy. Use it today to make the most of what your refrigerator has to offer. If you don’t tell your family that the meal is mostly made from leftovers, they probably won’t even know.Read the rest